ACCESS YOUR GOVERNMENT FUNDS BEFORE THEY ARRIVE
Bridge capital for contractors, subcontractors, and federal loan program borrowers. American Bridge Capital advances up to 80% of your eligible invoices and receivables, enabling accelerated mobilization, quicker execution, and faster closings.
- Contractors invoicing against government contracts (FEMA, HUD, EPA, DOW, DOE, P3s, etc.)
- Subs waiting on prime/federal payment
- Borrowers with late-stage applications or approved federal loans (USDA OneRD, DOT RRIF/TIFIA) waiting for disbursement
- States/municipalities awaiting federal grant reimbursement (FEMA, HUD, DOT, DOE, etc.)
Trusted by Contractors, Sponsors / Developers, Municipalities, and Nonprofits Nationwide
Key Stats Bar
Over $500,000,000
Funded in 2025
2,000+
Advances since 2018
8 Years
Nationwide
$1,000,000,000+
total capital committed
50+
States/Regions Served
3-4 Weeks
Average Closing Time
Our Process at a Glance
Why Choose American Bridge Capital?
Our difference, at a glance:
Not a Factor
- No invoice sale or recourse to operating business
- You retain equity in your receivables
- Underwrite federal program eligibility, not trade credit
Not a Traditional Bank
- No multi-year operating history required
- No fixed-asset collateral or blanket liens
- No EBITDA, leverage, or liquidity covenants
- Federal program structure and documentation is our focus
Purpose-Built for Government Reimbursements
- Deep expertise in federal grant, loan, contract, and P3 programs
- Terms matched to program lifecycle (2–18 months typical)
- Streamlined documentation and 3–4 week closing
- Capitalized interest — no monthly debt service burden
Programs We Work With
Non-Traditional Financing for a Non-Traditional World
American Bridge Capital supports vital businesses and local governments with rapid bridge funding through all major federal assistance and loan programs, including:
- FEMA Public Assistance (PA)
- FEMA Hazard Mitigation Assistance (HMA)
- HUD Community Development Block Grant–Disaster Recovery (CDBG-DR)
- DOT RRIF and TIFIA programs
- USDA programs such as REAP and OneRD
- Any and all government funded programs
Whether you’re facing reimbursement delays, scaling up a new project, or managing multiple funding streams, we help you move forward. With ABC, funding will never limit your next task order. We provide the growth capital that lets you scale confidently and capture every opportunity.
Schedule a Call Download Info PackWho We Serve
Contractors & Subcontractors
(Including P3 Developers)
Invoice against government contracts (FEMA, HUD, EPA, DOW, USACE, DOE, NASA, etc.). Perform work on P3 infrastructure projects with federal or state backing. We advance up to 80% of eligible invoices while you wait for federal, state, or prime payment. Mobilize crews, equipment, and materials without balance sheet strain.
Federal Borrowers
(Applicants & Approval Holders)
Approved for USDA OneRD, DOT RRIF/TIFIA, or other federal programs? Bridge from late-stage application or approval to disbursement. Order equipment, mobilize, begin construction - our take out is when federal funds arrive.
Financial Institutions
Disbursing SBA, USDA, or other federally-backed loan portfolios? Wholesale liquidity and warehouse platforms for guaranteed portions. Day-zero funding to scale origination and reduce syndication to secondary-market timing risk.
Case Studies
Ideal Transaction Profile
$5M–$100M+
Advance size
(multibillion-dollar facility capacity)
Clear documentation
Award letter, contract, loan commitment/advancement, or reimbursable agreement
2-18 months
Typical timing profile between costs and government reimbursement/disbursement
Frequently Asked Questions
Get clarity on how our funding process works.