Legal

Privacy Policy

American Bridge Capital Respects Your Privacy

American Bridge Capital (“ABC”) values the relationship it has with you and respects your right to privacy. We have established the following policies and we are committed to protecting your privacy. This Privacy Policy covers how we collect, use, disclose, transfer, and store your information. The examples in this Privacy Policy are illustrative only and are not intended to be exhaustive.

Nonpublic Information Collected

ABC does not collect nonpublic personal or business information about you except as provided or authorized by you in connection with your financial transaction. We may obtain the following types of nonpublic personal information about you: address, telephone numbers, birth date, social security number, personal or business tax identification numbers and insurance policy information. We obtain such information directly from you, from applications, contracts, documents and forms you complete or sign, or in telephone conversations with you. We may obtain additional information about you, with your authorization, from others such as your insurance company, insurance provider, creditors, credit reporting agencies, and your representatives or advisors. As permitted by law, or as authorized by you, we may share your nonpublic personal information with our affiliates and non-affiliated companies that provide services for us related to your transaction(s).

Our Privacy Pledge

In order to complete transactions in a prompt, efficient and professional manner, we depend on certain information. In gathering and maintaining this information, we pledge to:

Collect the information needed to process the transaction you have requested.
Prevent unauthorized access to your information.
Maintain control over the confidentiality of your personal information.

How We Protect the Confidentiality and Security of Your Information

We take precautions to protect your information. ABC restricts access to nonpublic information about you to those employees who need this information to provide services to you or to service your transaction(s). ABC maintains electronic, procedural, and physical safeguards to guard your nonpublic information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

“Cookies”

We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

Linking

This web site may contain links to other affiliated sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Updates to our Privacy Policy

ABC reserves the right to change this privacy policy at any time. If our information practices change, we will post the changed policy to our website. These privacy principles do not constitute a contract, create legal rights, or supersede any preexisting agreements with clients.

Questions

If you have any questions concerning our Privacy Policy, please call 1-800-459-3863.

Terms of Use

ABC maintains this World Wide Website (the ‘Website’) to provide general information on ABC. Access to and use of the Website is governed by the following Terms and Conditions. By accessing and using the Website, you accept and agree to be bound by these Terms and Conditions, which are subject to change and revision from time to time without notice.

Copyright

This Website is copyrighted and its content may not be reproduced, distributed, modified or otherwise used contrary to copyright law. You may not copy, use, distribute, or modify any of the contents of the Website for public or commercial purposes without the prior written consent of ABC. However, ABC grants you permission to make one copy of the content on any or all pages of this website for personal use or reference, provided you retain all of ABC’s copyright or other proprietary notices on all such copies, and further provided that this permission shall be automatically revoked upon your violation of any of these Terms and Conditions. ABC does not warrant that your use of materials displayed on the Website will be free from the infringement claims of third parties.

Trademarks

ABC, the ABC Logo, and any other marks used on the Website to designate the origin of ABC’s goods or services are trademarks of ABC. Any other trademarks used on the Website are the property of their respective owners.

No Reliance

While ABC endeavors to keep the information on the Website updated and accurate, ABC makes no warranties or representations as to the timeliness or accuracy of any information on this Website, and you are expressly advised not to take any action, or make any decision, in reliance on any statement contained on the Website. ABC may not be held legally responsible for any errors or omissions in the content of the Website.

Disclaimer of Contract

No statement on the Website constitutes a contract, a representation or warranty, or an offer to enter into a contract, and no statement on the Website is (or shall be deemed to be) incorporated by implication, reference or otherwise into any contract with ABC.

Limitation of Liability and Disclaimer of Warranties

Your use and browsing of the Website is entirely at your own risk. Neither ABC, its affiliates, nor any other party involved in creating, producing, or delivering the Website will be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Website, regardless of the theory or basis upon which damages are claimed. The content of this Website is provided to you AS IS AND WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE ARE DISCLAIMED. Some states may not allow the exclusion of implied warranties, so some of these exclusions may not apply to you.

Damage to Property

Electronic communications, databases and websites are subject to errors, malfunctions, tampering and break-ins, and their use may result in damages to the user’s systems or operations. ABC assumes no responsibility for, and shall not be liable for any damages to, your computer equipment or your software or other property, even if that is caused by your access to or use of the Website or your downloading of any materials (including any text, images, video, or audio) from the Website. It is your responsibility to use appropriate measures, such as virus-detection software, to protect your information technology assets.

Communications

Any communication that you send to ABC or to the Website by electronic mail or otherwise, including any questions, comments or suggestions (‘Transmittal’), is non-confidential and non-proprietary, unless you and ABC have executed a separate confidentiality or non-disclosure agreement applicable to the Transmittal and the Transmittal expressly refers to that agreement. ABC may use any such Transmittals for any purpose without responsibility or obligation to you. ABC may use your Transmittals for reproduction, disclosure, transmission, publication, broadcast and posting. ABC is free to use any ideas, concepts, know-how, or techniques contained in any Transmittal you send to ABC or the Website for any purpose, including developing and marketing products using such information.

Links

ABC has not reviewed all of the sites linked to or listed on the Website. ABC is not responsible for the content of any such pages of any other sites of other parties that may be linked to or from the Website. Your jumping to any other pages or sites is at your own risk.

Product and Service Availability

This Site is controlled by us from our offices within the United States. If you choose to access this Site from other jurisdictions, you do so at your own risk and you are responsible for your compliance with applicable laws. You may not use or export the materials in this Site.

ABC is not authorized or licensed to do business in every jurisdiction. As such, the Services published on this Site may not be available in your state or country. Also, these Services are only available to individuals age 18 or older and residents of the United States. At our sole discretion, we may refuse any or all of our Services to anyone at any time. Consult your local ABC Account Representative for information regarding the Services which may be available to you.

Revisions

ABC may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions posted on the Website at the time of any visit, and should therefore periodically visit this page to review the current Terms and Conditions which you are bound.